Acres of Diamonds In life it often happens that the answers to our most pressing questions are right in our own backyards. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Consider Keeping Your Life Insurance When You Retire Reasons to retain your coverage into your retirement years. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.